Rami Shmuely serves as an attorney in the North Miami, FL, firm of Chavin Mitchell Shmuely, P.A. In this role, Rami Shmuely prosecutes a variety of personal injury cases, including those resulting from collisions with uninsured or under-insured motorists.
The first thing a person injured in a Florida car accident needs to know is that the state follows a no-fault system for awarding damages. This means that whenever an accident causes harm to a person or his or her property, the injured party must first seek compensation from his or her own insurance company.
The injured person’s insurer will pay for costs associated with medical care, lost income, cost of repairs, and other economic and non-economic damages, up to the individual's policy limits. In the state of Florida, these limits may be no less than $10,000. To accept this compensation, the policy holder must agree not to pursue further compensation related to the event.
The exception to this rule becomes relevant when an accident causes death or permanent injury. In these cases, the injured party may bring a court case against the other driver, provided that he or she initially files with the court within four years of the date of the accident.
